| Naugatuck 
              Valley Savings and Loan, a federally chartered savings 
              bank, was founded in 1922 by local business and community leaders. The Valley offers 
              a full line of personal and business financial services.  Our 
              friendly, knowledgeable staff provides the level of service that 
              will help you to make financial decisions that are right for you, 
              for your family and for your business. Naugatuck Valley 
              Savings and Loan continues to be directed and operated by people 
              from the Greater Valley area.  You are always treated like 
              a friend whenever you call or stop by any office of The Valley. So, when we 
              say, Your friends are at The Valley, we really mean 
              it! We currently 
              have nine branches located in Naugatuck, Ct., Beacon Falls, Ct., 
              Seymour, Ct., Derby, Ct., Shelton, Ct., Waterbury, Ct., Cheshire, 
              Ct., and Southford, Ct.    |